"Best" Rates | $100K - $3M | Min. FICO 680
Acquisition & Refinances
30-yr fixed (P&I or IO)
Min. DSCR 1.00
Max LTV 80% Purchase
Max LTV 75% Cash-out
Experience Min: 12 mo. owning income-producing real estate or 1 rehabbed/constructed in the past 36 mo.
Single Family, 2-4 Units, Warrantable Condos
Pre-Payment Penalty 0-5 Years
Short-term Rentals eligible
Vacant Refinance eligible
Current value 90-day seasoning eligible
Pad-split properties eligible
Rate Protection available